1st Constitution Bank 401(k) Plan (terminated 2022): Login, Facts & Contact Information

Plan terminated

This plan was terminated. Its final Form 5500 covers plan year 2022, when $21.1 million was transferred out of the plan. If you had an account, your balance was transferred or paid out; Beagle can help you find where it went.

1st Constitution Bank 401(k) Plan Facts (plan year 2022)

Plan name
1ST CONSTITUTION BANK 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
1ST CONSTITUTION BANK
Participants
213
Former employees with a balance
0
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2022 – Mar 28, 2022
Plan established
Jan 1, 1999
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2022 (Jan 1, 2022 – Mar 28, 2022), filed Feb 22, 2023. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2022

  • $292,965 was paid out to participants.

How the 1st Constitution Bank 401(k) changed, 2017–2022

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2017197$11.0 million$353,179$1.71 million
2018207$11.8 million$343,023$504,520
2019256$15.6 million$347,518$719,611
2020244$18.1 million$441,544$1.14 million
2021240$22.5 million$445,200$1.70 million
2022 (final)213$0—$292,965

1st Constitution Bank 401(k) Contact Information

Phone
609-578-4415
Mailing address
2650 ROUTE 130, CRANBURY NJ 085123327
Plan sponsor
1ST CONSTITUTION BANK
Employer identification number (EIN)
22-2937245
Plan number
001

Questions about the 1st Constitution Bank 401(k)

Is the 1st Constitution Bank 401(k) plan still active?

No. The plan's final Form 5500 was filed for plan year 2022.

Does 1st Constitution Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the 1st Constitution Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the 1st Constitution Bank 401(k) plan?

213 participants at the start of plan year 2022.

Who manages the 1st Constitution Bank 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

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