4m Building Solutions, Inc. 401(k) Plan: Login, Facts & Contact Information

4m Building Solutions, Inc. 401(k) Plan Facts

Plan name
4M BUILDING SOLUTIONS RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
4M BUILDING SOLUTIONS, INC.
Participants
4,243 (5,447 active employees)
Former employees with a balance
53
Plan assets
$5,675,428 at Dec 31, 2024
Average account balance
$14,153 across 401 accounts
Employer contributions
$192,980 in plan year 2024 (20% of all contributions)
Recordkeeper
Stancorp Financial Group
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1991
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $982,365 went into the plan in contributions, $192,980 of it from the employer (20%).
  • $541,044 was paid out to participants.
  • Investment and other income added $408,220.
  • Administrative expenses were $12,910, about $32 per account.

How the 4m Building Solutions, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,181$2.40 million$55,686$241,565
20201,219$2.77 million$67,175$293,822
20211,548$3.24 million$96,457$479,335
20221,605$3.06 million$95,749$77,325
20231,605$3.30 million$127,027$845,284
20244,243$5.68 million$192,980$541,044

4m Building Solutions, Inc. 401(k) Contact Information

Phone
314-535-2100
Mailing address
2827 CLARK AVENUE, ST. LOUIS MO 631032591
Plan sponsor
4M BUILDING SOLUTIONS, INC.
Employer identification number (EIN)
43-1147598
Plan number
001

Questions about the 4m Building Solutions, Inc. 401(k)

Does 4m Building Solutions, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $192,980, 20% of all contributions.

Does the 4m Building Solutions, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the 4m Building Solutions, Inc 401(k) plan?

4,243 participants at the start of plan year 2024, 5,447 of them active employees, and 53 former employees who still had money in the plan.

What is the average 401(k) balance at 4m Building Solutions, Inc?

About $14,153 per account: $5.68 million in plan assets across 401 accounts with a balance at the end of plan year 2024.

Who manages the 4m Building Solutions, Inc 401(k) accounts?

The Standard (listed on the filing as STANCORP FINANCIAL GROUP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at 4m Building Solutions, Inc. How do I access my 401(k)?

Your account stays with The Standard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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