A. C. And T. Co. Inc. 401(k) Plan: Login, Facts & Contact Information

A. C. And T. Co. Inc. 401(k) Plan Facts

Plan name
AC&T COMPANY, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AC&T COMPANY, INC.
Participants
623 (521 active employees)
Former employees with a balance
72
Plan assets
$23,706,979 at Jun 30, 2025
Average account balance
$56,178 across 422 accounts
Employer contributions
$722,214 in plan year 2024 (48% of all contributions)
Plan year
Jul 1, 2024 – Jun 30, 2025
Plan established
Jul 1, 1974
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jul 1, 2024 – Jun 30, 2025), filed Apr 14, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.49 million went into the plan in contributions, $722,214 of it from the employer (48%).
  • $1.88 million was paid out to participants.
  • Investment and other income added $2.57 million.
  • Administrative expenses were $143,692, about $341 per account.

How the A. C. And T. Co. Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019700$15.4 million$326,439$780,124
2020841$20.3 million$578,892$408,917
2021815$17.9 million$660,034$870,767
2022916$19.7 million$671,192$1.32 million
2023787$21.7 million$701,926$2.03 million
2024623$23.7 million$722,214$1.88 million

A. C. And T. Co. Inc. 401(k) Contact Information

Phone
301-582-2700
Mailing address
11535 HOPEWELL ROAD, HAGERSTOWN MD 21740
Plan sponsor
AC&T COMPANY, INC.
Employer identification number (EIN)
52-0715156
Plan number
002

Questions about the A. C. And T. Co. Inc. 401(k)

Does A. C. And T. Co. Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $722,214, 48% of all contributions.

Does the A. C. And T. Co. Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the A. C. And T. Co. Inc 401(k) plan?

623 participants at the start of plan year 2024, 521 of them active employees, and 72 former employees who still had money in the plan.

What is the average 401(k) balance at A. C. And T. Co. Inc?

About $56,178 per account: $23.7 million in plan assets across 422 accounts with a balance at the end of plan year 2024.

Who manages the A. C. And T. Co. Inc 401(k) accounts?

Voya Financial is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at A. C. And T. Co. Inc. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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