A. M. Best Company 401(k) Plan: Login, Facts & Contact Information

A. M. Best Company 401(k) Plan Facts

Plan name
A.M. BEST COMPANY SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
A. M. BEST COMPANY
Participants
670 (564 active employees)
Former employees with a balance
112
Plan assets
$187,191,713 at Dec 31, 2024
Average account balance
$276,502 across 677 accounts
Employer contributions
$4,534,623 in plan year 2024 (39% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Feb 1, 1996
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $11.7 million went into the plan in contributions, $4.53 million of it from the employer (39%).
  • $14.0 million was paid out to participants.
  • Investment and other income added $21.8 million.
  • Administrative expenses were $32,217, about $48 per account.

How the A. M. Best Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019653$122.8 million$3.51 million$5.41 million
2020646$141.4 million$3.67 million$8.36 million
2021656$166.4 million$3.62 million$8.02 million
2022662$141.6 million$3.98 million$12.3 million
2023658$167.7 million$4.31 million$7.27 million
2024670$187.2 million$4.53 million$14.0 million

A. M. Best Company 401(k) Contact Information

Phone
908-439-2200
Mailing address
AMBEST ROAD, OLDWICK NJ 08858
Plan sponsor
A. M. BEST COMPANY
Employer identification number (EIN)
13-4955140
Plan number
002

Questions about the A. M. Best Company 401(k)

Does A. M. Best Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.53 million, 39% of all contributions.

Does the A. M. Best Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the A. M. Best Company 401(k) plan?

670 participants at the start of plan year 2024, 564 of them active employees, and 112 former employees who still had money in the plan.

What is the average 401(k) balance at A. M. Best Company?

About $276,502 per account: $187.2 million in plan assets across 677 accounts with a balance at the end of plan year 2024.

Who manages the A. M. Best Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at A. M. Best Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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