Ace Hardware Corporation 401(k) Plan: Login, Facts & Contact Information

Ace Hardware Corporation 401(k) Plan Facts

Plan name
ACE HARDWARE CORPORATION 401(K) SAVINGS AND RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ACE HARDWARE CORPORATION
Participants
10,501 (6,953 active employees)
Former employees with a balance
3,759
Plan assets
$1,152,405,235 at Dec 31, 2024
Average account balance
$109,109 across 10,562 accounts
Employer contributions
$40,683,025 in plan year 2024 (52% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1953
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $78.0 million went into the plan in contributions, $40.7 million of it from the employer (52%).
  • $112.7 million was paid out to participants.
  • Investment and other income added $161.3 million.

How the Ace Hardware Corporation 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20196,891$784.9 million$26.4 million$52.5 million
20208,009$928.3 million$41.9 million$68.7 million
20218,890$1.06 billion$38.1 million$80.0 million
202210,082$868.2 million$45.7 million$87.5 million
202310,134$1.03 billion$43.9 million$85.4 million
202410,501$1.15 billion$40.7 million$112.7 million

Ace Hardware Corporation 401(k) Contact Information

Phone
630-990-7118
Mailing address
2915 JORIE BLVD., OAK BROOK IL 60523
Plan sponsor
ACE HARDWARE CORPORATION
Employer identification number (EIN)
36-0700810
Plan number
001

Questions about the Ace Hardware Corporation 401(k)

Does Ace Hardware Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $40.7 million, 52% of all contributions.

Does the Ace Hardware Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ace Hardware Corporation 401(k) plan?

10,501 participants at the start of plan year 2024, 6,953 of them active employees, and 3,759 former employees who still had money in the plan.

What is the average 401(k) balance at Ace Hardware Corporation?

About $109,109 per account: $1.15 billion in plan assets across 10,562 accounts with a balance at the end of plan year 2024.

Who manages the Ace Hardware Corporation 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ace Hardware Corporation. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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