Affinity Plus Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Affinity Plus Federal Credit Union 401(k) Plan Facts

Plan name
AFFINITY PLUS 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AFFINITY PLUS FEDERAL CREDIT UNION
Participants
759 (607 active employees)
Former employees with a balance
148
Plan assets
$98,195,321 at Dec 31, 2024
Average account balance
$130,233 across 754 accounts
Employer contributions
$3,757,917 in plan year 2024 (42% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1983
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.88 million went into the plan in contributions, $3.76 million of it from the employer (42%).
  • $5.32 million was paid out to participants.
  • Investment and other income added $10.8 million.
  • Administrative expenses were $77,684, about $103 per account.

How the Affinity Plus Federal Credit Union 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019678$49.0 million$2.32 million$2.65 million
2020686$60.1 million$2.44 million$2.58 million
2021670$73.6 million$2.66 million$2.31 million
2022729$65.8 million$2.95 million$2.19 million
2023753$83.9 million$3.18 million$1.91 million
2024759$98.2 million$3.76 million$5.32 million

Affinity Plus Federal Credit Union 401(k) Contact Information

Phone
651-312-9238
Mailing address
175 WEST LAFAYETTE FRONTAGE RO, SAINT PAUL MN 551071488
Plan sponsor
AFFINITY PLUS FEDERAL CREDIT UNION
Employer identification number (EIN)
41-0557541
Plan number
033

Questions about the Affinity Plus Federal Credit Union 401(k)

Does Affinity Plus Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.76 million, 42% of all contributions.

Does the Affinity Plus Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Affinity Plus Federal Credit Union 401(k) plan?

759 participants at the start of plan year 2024, 607 of them active employees, and 148 former employees who still had money in the plan.

What is the average 401(k) balance at Affinity Plus Federal Credit Union?

About $130,233 per account: $98.2 million in plan assets across 754 accounts with a balance at the end of plan year 2024.

Who manages the Affinity Plus Federal Credit Union 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Affinity Plus Federal Credit Union. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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