Air Canada 401(k) Plan: Login, Facts & Contact Information
Air Canada 401(k) Login
161 former Air Canada employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Air Canada 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 6, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $3.99 million went into the plan in contributions, $1.17 million of it from the employer (29%).
- $7.63 million was paid out to participants.
- Investment and other income added $8.71 million.
- Administrative expenses were $173,311, about $186 per account.
How the Air Canada 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 812 | $44.2 million | $530,578 | $5.00 million |
| 2020 | 829 | $45.4 million | $318,880 | $12.2 million |
| 2021 | 888 | $50.5 million | $389,702 | $5.65 million |
| 2022 | 801 | $41.8 million | $605,319 | $280,072 |
| 2023 | 753 | $47.0 million | $1.11 million | $6.05 million |
| 2024 | 934 | $54.7 million | $1.17 million | $7.63 million |
Air Canada 401(k) Contact Information
Questions about the Air Canada 401(k)
Does Air Canada contribute to the 401(k)?
The plan does not report an employer matching arrangement on its Form 5500. It did report $1.17 million in employer contributions for plan year 2024.
Does the Air Canada 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Air Canada 401(k) plan?
934 participants at the start of plan year 2024, 807 of them active employees, and 161 former employees who still had money in the plan.
What is the average 401(k) balance at Air Canada?
About $58,602 per account: $54.7 million in plan assets across 934 accounts with a balance at the end of plan year 2024.
Who manages the Air Canada 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Air Canada. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.