Alta One Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Alta One Federal Credit Union 401(k) Plan Facts

Plan name
ALTAONE FEDERAL CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions
Plan sponsor
ALTAONE FEDERAL CREDIT UNION
Participants
242 (186 active employees)
Former employees with a balance
71
Plan assets
$10,721,495 at Dec 31, 2024
Average account balance
$43,761 across 245 accounts
Employer contributions
$321,838 in plan year 2024 (29% of all contributions)
Recordkeeper
Transamerica Retirement Solutions
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.10 million went into the plan in contributions, $321,838 of it from the employer (29%).
  • $1.30 million was paid out to participants.
  • Investment and other income added $1.26 million.
  • Administrative expenses were $60,029, about $245 per account.

How the Alta One Federal Credit Union 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019240$8.22 million$315,766$746,832
2020238$9.48 million$303,591$730,038
2021219$10.8 million$292,790$622,403
2022225$8.62 million$125,834$1.35 million
2023253$9.71 million$242,424$1.18 million
2024242$10.7 million$321,838$1.30 million

Alta One Federal Credit Union 401(k) Contact Information

Phone
661-384-2950
Mailing address
701 SOUTH CHINA LAKE BOULEVARD, RIDGECREST CA 93555
Plan sponsor
ALTAONE FEDERAL CREDIT UNION
Employer identification number (EIN)
95-1658623
Plan number
002

Questions about the Alta One Federal Credit Union 401(k)

Does Alta One Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $321,838, 29% of all contributions.

Does the Alta One Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Alta One Federal Credit Union 401(k) plan?

242 participants at the start of plan year 2024, 186 of them active employees, and 71 former employees who still had money in the plan.

What is the average 401(k) balance at Alta One Federal Credit Union?

About $43,761 per account: $10.7 million in plan assets across 245 accounts with a balance at the end of plan year 2024.

Who manages the Alta One Federal Credit Union 401(k) accounts?

Transamerica (listed on the filing as TRANSAMERICA RETIREMENT SOLUTIONS) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Alta One Federal Credit Union. How do I access my 401(k)?

Your account stays with Transamerica after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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