Amerant Bank, N.a. 401(k) Plan: Login, Facts & Contact Information

Amerant Bank, N.a. 401(k) Plan Facts

Plan name
AMERANT BANK, N.A. RETIREMENT BENEFITS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AMERANT BANK, N.A.
Participants
1,066 (720 active employees)
Former employees with a balance
357
Plan assets
$141,626,535 at Dec 31, 2024
Average account balance
$137,368 across 1,031 accounts
Employer contributions
$3,747,995 in plan year 2024 (33% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 15, 1988
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $11.5 million went into the plan in contributions, $3.75 million of it from the employer (33%).
  • $17.8 million was paid out to participants.
  • Investment and other income added $18.5 million.
  • Administrative expenses were $1,100, about $1 per account.

How the Amerant Bank, N.a. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,143$126.8 million$3.69 million$15.3 million
20201,089$144.1 million$3.58 million$11.6 million
2021994$155.0 million$3.21 million$19.8 million
20221,010$117.5 million$3.33 million$19.7 million
20231,028$129.5 million$3.58 million$21.7 million
20241,066$141.6 million$3.75 million$17.8 million

Amerant Bank, N.a. 401(k) Contact Information

Phone
305-441-8473
Mailing address
AMERANT BANK 220 ALHAMBRA CIRCLE SUITE 310, CORAL GABLES FL 33134
Plan sponsor
AMERANT BANK, N.A.
Employer identification number (EIN)
59-1846933
Plan number
002

Questions about the Amerant Bank, N.a. 401(k)

Does Amerant Bank, N.a contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.75 million, 33% of all contributions.

Does the Amerant Bank, N.a 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Amerant Bank, N.a 401(k) plan?

1,066 participants at the start of plan year 2024, 720 of them active employees, and 357 former employees who still had money in the plan.

What is the average 401(k) balance at Amerant Bank, N.a?

About $137,368 per account: $141.6 million in plan assets across 1,031 accounts with a balance at the end of plan year 2024.

Who manages the Amerant Bank, N.a 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Amerant Bank, N.a. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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