America's Back Office, Inc. 401(k) Plan: Login, Facts & Contact Information

America's Back Office, Inc. 401(k) Plan Facts

Plan name
ABO 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AMERICA'S BACK OFFICE, INC.
Participants
5,160 (4,275 active employees)
Former employees with a balance
1,261
Plan assets
$80,263,468 at Dec 31, 2024
Average account balance
$31,750 across 2,528 accounts
Employer contributions
$2,843,631 in plan year 2024 (23% of all contributions)
Recordkeeper
Transamerica Financial Life Ins Co.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 2000
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $12.3 million went into the plan in contributions, $2.84 million of it from the employer (23%).
  • $12.2 million was paid out to participants.
  • Investment and other income added $16.6 million.
  • Administrative expenses were $688,171, about $272 per account.

How the America's Back Office, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,676$36.0 million$1.04 million$4.95 million
20204,154$41.3 million$942,503$6.31 million
20214,197$45.4 million$1.30 million$10.7 million
20224,486$44.8 million$1.99 million$3.69 million
20234,266$62.0 million$2.67 million$7.22 million
20245,160$80.3 million$2.84 million$12.2 million

America's Back Office, Inc. 401(k) Contact Information

Phone
586-997-3377
Mailing address
16010 19 MILE ROAD, CLINTON TWP MI 48038
Plan sponsor
AMERICA'S BACK OFFICE, INC.
Employer identification number (EIN)
47-4975107
Plan number
001

Questions about the America's Back Office, Inc. 401(k)

Does America's Back Office, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.84 million, 23% of all contributions.

Does the America's Back Office, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the America's Back Office, Inc 401(k) plan?

5,160 participants at the start of plan year 2024, 4,275 of them active employees, and 1,261 former employees who still had money in the plan.

What is the average 401(k) balance at America's Back Office, Inc?

About $31,750 per account: $80.3 million in plan assets across 2,528 accounts with a balance at the end of plan year 2024.

Who manages the America's Back Office, Inc 401(k) accounts?

Transamerica (listed on the filing as TRANSAMERICA FINANCIAL LIFE INS CO.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at America's Back Office, Inc. How do I access my 401(k)?

Your account stays with Transamerica after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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