America's First Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

America's First Federal Credit Union 401(k) Plan Facts

Plan name
AMERICA'S FIRST FEDERAL CREDIT UNION RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AMERICA'S FIRST FEDERAL CREDIT UNION
Participants
527 (434 active employees)
Former employees with a balance
95
Plan assets
$49,135,392 at Dec 31, 2024
Average account balance
$92,014 across 534 accounts
Employer contributions
$1,040,486 in plan year 2024 (36% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Feb 1, 1982
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 2, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.89 million went into the plan in contributions, $1.04 million of it from the employer (36%).
  • $4.21 million was paid out to participants.
  • Investment and other income added $5.96 million.
  • Administrative expenses were $73,361, about $137 per account.

How the America's First Federal Credit Union 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019372$36.2 million$706,254$952,906
2020395$41.8 million$785,918$2.13 million
2021417$45.7 million$809,444$3.88 million
2022483$37.9 million$880,711$3.17 million
2023526$44.6 million$977,024$2.55 million
2024527$49.1 million$1.04 million$4.21 million

America's First Federal Credit Union 401(k) Contact Information

Phone
205-320-4000
Mailing address
P. O. BOX 11349 1200 FOURTH AVENUE N., BIRMINGHAM AL 35203
Plan sponsor
AMERICA'S FIRST FEDERAL CREDIT UNION
Employer identification number (EIN)
63-0108592
Plan number
033

Questions about the America's First Federal Credit Union 401(k)

Does America's First Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.04 million, 36% of all contributions.

Does the America's First Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the America's First Federal Credit Union 401(k) plan?

527 participants at the start of plan year 2024, 434 of them active employees, and 95 former employees who still had money in the plan.

What is the average 401(k) balance at America's First Federal Credit Union?

About $92,014 per account: $49.1 million in plan assets across 534 accounts with a balance at the end of plan year 2024.

Who manages the America's First Federal Credit Union 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at America's First Federal Credit Union. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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