American Equity Investment Life Holding Company 401(k) Plan: Login, Facts & Contact Information

American Equity Investment Life Holding Company 401(k) Plan Facts

Plan name
AMERICAN EQUITY INVESTMENT PROFIT SHARING AND 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
AMERICAN EQUITY INVESTMENT LIFE HOLDING COMPANY
Participants
1,242 (840 active employees)
Former employees with a balance
244
Plan assets
$152,776,044 at Dec 31, 2024
Average account balance
$143,722 across 1,063 accounts
Employer contributions
$11,197,374 in plan year 2024 (50% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1996
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $22.4 million went into the plan in contributions, $11.2 million of it from the employer (50%).
  • $29.2 million was paid out to participants.
  • Investment and other income added $20.7 million.
  • Administrative expenses were $259,241, about $244 per account.

How the American Equity Investment Life Holding Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019623$49.8 million$1.89 million$3.45 million
2020669$60.5 million$2.23 million$4.42 million
2021728$77.5 million$2.71 million$6.69 million
2022928$68.0 million$3.10 million$9.51 million
2023958$87.5 million$4.45 million$8.74 million
20241,242$152.8 million$11.2 million$29.2 million

American Equity Investment Life Holding Company 401(k) Contact Information

Phone
515-457-1846
Mailing address
6000 WESTOWN PKWY, WEST DES MOINES IA 502667711
Plan sponsor
AMERICAN EQUITY INVESTMENT LIFE HOLDING COMPANY
Employer identification number (EIN)
42-1447959
Plan number
001

Questions about the American Equity Investment Life Holding Company 401(k)

Does American Equity Investment Life Holding Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $11.2 million, 50% of all contributions.

Does the American Equity Investment Life Holding Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the American Equity Investment Life Holding Company 401(k) plan?

1,242 participants at the start of plan year 2024, 840 of them active employees, and 244 former employees who still had money in the plan.

What is the average 401(k) balance at American Equity Investment Life Holding Company?

About $143,722 per account: $152.8 million in plan assets across 1,063 accounts with a balance at the end of plan year 2024.

Who manages the American Equity Investment Life Holding Company 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at American Equity Investment Life Holding Company. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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