American Heritage Railways, Inc. 401(k) Plan: Login, Facts & Contact Information

American Heritage Railways, Inc. 401(k) Plan Facts

Plan name
AMERICAN HERITAGE RAILWAYS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AMERICAN HERITAGE RAILWAYS, INC.
Participants
562 (523 active employees)
Former employees with a balance
33
Plan assets
$8,351,046 at Dec 31, 2024
Average account balance
$47,720 across 175 accounts
Employer contributions
$279,182 in plan year 2024 (27% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2001
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 1, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.05 million went into the plan in contributions, $279,182 of it from the employer (27%).
  • $841,920 was paid out to participants.
  • Investment and other income added $927,646.
  • Administrative expenses were $5,761, about $33 per account.

How the American Heritage Railways, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019253$5.51 million$162,355$2.03 million
2020268$5.16 million$123,572$1.30 million
2021233$6.61 million$193,578$235,869
2022231$5.72 million$189,444$311,609
2023272$7.22 million$213,090$211,193
2024562$8.35 million$279,182$841,920

American Heritage Railways, Inc. 401(k) Contact Information

Phone
970-385-8841
Mailing address
479 MAIN AVENUE, DURANGO CO 81301
Plan sponsor
AMERICAN HERITAGE RAILWAYS, INC.
Employer identification number (EIN)
65-0848158
Plan number
001

Questions about the American Heritage Railways, Inc. 401(k)

Does American Heritage Railways, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $279,182, 27% of all contributions.

Does the American Heritage Railways, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the American Heritage Railways, Inc 401(k) plan?

562 participants at the start of plan year 2024, 523 of them active employees, and 33 former employees who still had money in the plan.

What is the average 401(k) balance at American Heritage Railways, Inc?

About $47,720 per account: $8.35 million in plan assets across 175 accounts with a balance at the end of plan year 2024.

Who manages the American Heritage Railways, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at American Heritage Railways, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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