American Mortgage And Equity Consultants, Inc. 401(k) Plan: Login, Facts & Contact Information

No recent filing

No Form 5500 has been filed for this plan since plan year 2021. The plan may have been terminated, merged into another plan, or moved to a new sponsor. Everything below comes from its last filing on record.

American Mortgage And Equity Consultants, Inc. 401(k) Plan Facts (plan year 2021)

Plan name
LUMINATE HOME LOANS RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
LUMINATE HOME LOANS, INC. · formerly American Mortgage And Equity Consultants, Inc.
Participants
119 (150 active employees)
Plan assets
$9,150,470 at Dec 31, 2021
Average account balance
$28,330 across 323 accounts
Employer contributions
$393,521 in plan year 2021 (16% of all contributions)
Plan year
May 1, 2021 – Dec 31, 2021
Plan established
May 1, 2021
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500-SF for plan year 2021 (May 1, 2021 – Dec 31, 2021), filed Sep 13, 2022. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2021

  • $2.44 million went into the plan in contributions, $393,521 of it from the employer (16%).
  • $1.47 million was paid out to participants.
  • Investment and other income added $261,421.

How the American Mortgage And Equity Consultants, Inc. 401(k) changed, 20122021

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2012134$393,301$0
2013 (final)136$0$1,492$14,530
2021119$9.15 million$393,521$1.47 million

American Mortgage And Equity Consultants, Inc. 401(k) Contact Information

Phone
952-698-3300
Mailing address
7505 METRO BOULEVARD, SUITE 600, EDINA MN 55439
Plan sponsor
LUMINATE HOME LOANS, INC.
Employer identification number (EIN)
41-1941324
Plan number
001

Questions about the American Mortgage And Equity Consultants, Inc. 401(k)

Is the American Mortgage And Equity Consultants, Inc 401(k) plan still active?

We can't confirm that. The last Form 5500 on record for this plan covers plan year 2021, and no later filing was found under this employer's EIN.

Does American Mortgage And Equity Consultants, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2021 the employer contributed $393,521, 16% of all contributions.

Does the American Mortgage And Equity Consultants, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the American Mortgage And Equity Consultants, Inc 401(k) plan?

119 participants at the start of plan year 2021, 150 of them active employees.

What is the average 401(k) balance at American Mortgage And Equity Consultants, Inc?

About $28,330 per account: $9.15 million in plan assets across 323 accounts with a balance at the end of plan year 2021.

Who manages the American Mortgage And Equity Consultants, Inc 401(k) accounts?

The Standard is the plan's recordkeeper, which is where participants log in to see their balance.

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