American Transit Insurance Company 401(k) Plan: Login, Facts & Contact Information

American Transit Insurance Company 401(k) Plan Facts

Plan name
AMERICAN TRANSIT INSURANCE COMPANY 401(K) PROFIT SHARING PLAN
Plan type
401(k) and profit sharing
Plan sponsor
AMERICAN TRANSIT INSURANCE COMPANY
Participants
580 (525 active employees)
Former employees with a balance
0
Plan assets
$34,674,282 at Dec 31, 2024
Average account balance
$66,046 across 525 accounts
Recordkeeper
Empower Life & Annuity Insurance
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1987
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 2, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.20 million went into the plan in contributions.
  • $1.08 million was paid out to participants.
  • Investment and other income added $3.70 million.
  • Administrative expenses were $161,518, about $308 per account.

How the American Transit Insurance Company 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019582$22.0 million$1.00 million$2.30 million
2020612$26.5 million$1.00 million$1.33 million
2021655$29.8 million$1.42 million
2022589$25.7 million$1.49 million
2023568$30.0 million$0$949,995
2024580$34.7 million$1.08 million

American Transit Insurance Company 401(k) Contact Information

Phone
212-857-8200
Mailing address
1 METROTECH CENTER 7TH FLOOR, BROOKLYN NY 11201
Plan sponsor
AMERICAN TRANSIT INSURANCE COMPANY
Plan administrator
SIDE BY SIDE FINANCIALS, INC.
Employer identification number (EIN)
13-2724937
Plan number
001

Questions about the American Transit Insurance Company 401(k)

Does American Transit Insurance Company contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500.

Does the American Transit Insurance Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the American Transit Insurance Company 401(k) plan?

580 participants at the start of plan year 2024, 525 of them active employees.

What is the average 401(k) balance at American Transit Insurance Company?

About $66,046 per account: $34.7 million in plan assets across 525 accounts with a balance at the end of plan year 2024.

Who manages the American Transit Insurance Company 401(k) accounts?

Empower (listed on the filing as EMPOWER LIFE & ANNUITY INSURANCE) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at American Transit Insurance Company. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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