Americu Credit Union 401(k) Plan: Login, Facts & Contact Information

Americu Credit Union 401(k) Plan Facts

Plan name
AMERICU EMPLOYEE RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AMERICU CREDIT UNION
Participants
519 (418 active employees)
Former employees with a balance
89
Plan assets
$36,881,498 at Dec 31, 2024
Average account balance
$76,044 across 485 accounts
Employer contributions
$939,113 in plan year 2024 (26% of all contributions)
Recordkeeper
Fidelity Workplace Services Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
May 1, 1982
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.65 million went into the plan in contributions, $939,113 of it from the employer (26%).
  • $6.12 million was paid out to participants.
  • Investment and other income added $5.30 million.
  • Administrative expenses were $47,797, about $99 per account.

How the Americu Credit Union 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019359$24.9 million$583,897$1.36 million
2020383$29.3 million$589,597$1.28 million
2021383$35.2 million$703,484$1.92 million
2022445$29.6 million$783,509$3.26 million
2023501$34.1 million$900,321$4.18 million
2024519$36.9 million$939,113$6.12 million

Americu Credit Union 401(k) Contact Information

Phone
315-356-3000
Mailing address
1916 BLACK RIVER BLVD N, ROME NY 13440
Plan sponsor
AMERICU CREDIT UNION
Employer identification number (EIN)
15-0542361
Plan number
001

Questions about the Americu Credit Union 401(k)

Does Americu Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $939,113, 26% of all contributions.

Does the Americu Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Americu Credit Union 401(k) plan?

519 participants at the start of plan year 2024, 418 of them active employees, and 89 former employees who still had money in the plan.

What is the average 401(k) balance at Americu Credit Union?

About $76,044 per account: $36.9 million in plan assets across 485 accounts with a balance at the end of plan year 2024.

Who manages the Americu Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY WORKPLACE SERVICES LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Americu Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 300 W 11TH ST, KANSAS CITY, MO, 64105
Headquarter: 110 ROCK CLIFF CT, ST. LOUIS, MO, 63123
Headquarter: 1030 DELTA BOULEVARD DEPARTMENT 216, ATLANTA, GA, 303546001
Headquarter: 5205 N. O'CONNOR BOULEVARD SUITE 100, IRVING, TX, 75039
Headquarter: 200 PLAZA DRIVE, SECAUCUS, NJ, 07094