Apple Inc. 401(k) Plan: Login, Facts & Contact Information

Apple Inc. 401(k) Plan Facts

Plan name
APPLE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
APPLE INC.
Participants
144,388 (101,217 active employees)
Former employees with a balance
43,778
Plan assets
$24,714,519,387 at Dec 31, 2024
Average account balance
$171,809 across 143,849 accounts
Employer contributions
$733,748,273 in plan year 2024 (30% of all contributions)
Recordkeeper
Fid Inv Inst Ops Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 31, 1984
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 17, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.48 billion went into the plan in contributions, $733.7 million of it from the employer (30%).
  • $1.01 billion was paid out to participants.
  • Investment and other income added $3.47 billion.
  • Administrative expenses were $7.36 million, about $51 per account.

How the Apple Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019117,688$10.2 billion$395.1 million$345.3 million
2020123,297$13.2 billion$465.9 million$403.7 million
2021128,261$16.7 billion$525.4 million$517.5 million
2022133,986$15.0 billion$595.7 million$517.7 million
2023147,753$19.8 billion$679.5 million$613.5 million
2024144,388$24.7 billion$733.7 million$1.01 billion

Apple Inc. 401(k) Contact Information

Phone
408-974-3833
Mailing address
ONE APPLE PARK WAY MS 41-4BEN, CUPERTINO CA 95014
Plan sponsor
APPLE INC.
Employer identification number (EIN)
94-2404110
Plan number
001

Questions about the Apple Inc. 401(k)

Does Apple Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $733.7 million, 30% of all contributions.

Does the Apple Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Apple Inc 401(k) plan?

144,388 participants at the start of plan year 2024, 101,217 of them active employees, and 43,778 former employees who still had money in the plan.

What is the average 401(k) balance at Apple Inc?

About $171,809 per account: $24.7 billion in plan assets across 143,849 accounts with a balance at the end of plan year 2024.

Who manages the Apple Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FID INV INST OPS CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Apple Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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