Arrow Financial Corporation 401(k) Plan: Login, Facts & Contact Information

Arrow Financial Corporation 401(k) Plan Facts

Plan name
ARROW FINANCIAL CORPORATION PROFIT SHARING 401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
ARROW FINANCIAL CORPORATION
Participants
816 (541 active employees)
Former employees with a balance
302
Plan assets
$40,354,434 at Dec 31, 2024
Average account balance
$54,240 across 744 accounts
Recordkeeper
Glens Falls National Bank And Trust
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1999
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.72 million went into the plan in contributions.
  • $3.19 million was paid out to participants.
  • Investment and other income added $5.73 million.
  • Administrative expenses were $150, about $0 per account.

How the Arrow Financial Corporation 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019751$26.2 million$1.59 million
2020780$29.5 million$2.59 million
2021735$35.7 million$1.05 million
2022842$29.7 million$1.74 million
2023884$35.0 million$2.82 million
2024816$40.4 million$3.19 million

Arrow Financial Corporation 401(k) Contact Information

Phone
518-793-4121
Mailing address
250 GLEN STREET, GLENS FALLS NY 12801
Plan sponsor
ARROW FINANCIAL CORPORATION
Employer identification number (EIN)
22-2448962
Plan number
003

Questions about the Arrow Financial Corporation 401(k)

Does Arrow Financial Corporation contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500.

Does the Arrow Financial Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Arrow Financial Corporation 401(k) plan?

816 participants at the start of plan year 2024, 541 of them active employees, and 302 former employees who still had money in the plan.

What is the average 401(k) balance at Arrow Financial Corporation?

About $54,240 per account: $40.4 million in plan assets across 744 accounts with a balance at the end of plan year 2024.

Who manages the Arrow Financial Corporation 401(k) accounts?

GLENS FALLS NATIONAL BANK AND TRUST is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Arrow Financial Corporation. How do I access my 401(k)?

Your account stays with GLENS FALLS NATIONAL BANK AND TRUST after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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