Ascend Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Ascend Federal Credit Union 401(k) Plan Facts

Plan name
ASCEND FEDERAL CREDIT UNION CASH OR DEFERRED COMPENSATION PLAN
Plan type
401(k) with employer contributions
Plan sponsor
ASCEND FEDERAL CREDIT UNION
Participants
739 (637 active employees)
Former employees with a balance
133
Plan assets
$51,361,075 at Dec 31, 2024
Average account balance
$69,784 across 736 accounts
Employer contributions
$1,955,136 in plan year 2024 (37% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.36 million went into the plan in contributions, $1.96 million of it from the employer (37%).
  • $3.64 million was paid out to participants.
  • Investment and other income added $5.52 million.
  • Administrative expenses were $42,703, about $58 per account.

How the Ascend Federal Credit Union 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019593$33.8 million$1.19 million$1.70 million
2020672$39.9 million$1.36 million$2.64 million
2021678$43.5 million$1.48 million$5.62 million
2022692$37.4 million$1.59 million$3.89 million
2023746$44.2 million$1.71 million$4.63 million
2024739$51.4 million$1.96 million$3.64 million

Ascend Federal Credit Union 401(k) Contact Information

Phone
931-454-1304
Mailing address
520 AIRPARK DRIVE, TULLAHOMA TN 37388
Plan sponsor
ASCEND FEDERAL CREDIT UNION
Employer identification number (EIN)
62-0527850
Plan number
002

Questions about the Ascend Federal Credit Union 401(k)

Does Ascend Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.96 million, 37% of all contributions.

Does the Ascend Federal Credit Union 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Ascend Federal Credit Union 401(k) plan?

739 participants at the start of plan year 2024, 637 of them active employees, and 133 former employees who still had money in the plan.

What is the average 401(k) balance at Ascend Federal Credit Union?

About $69,784 per account: $51.4 million in plan assets across 736 accounts with a balance at the end of plan year 2024.

Who manages the Ascend Federal Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ascend Federal Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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