At&t Inc. 401(k) Plan: Login, Facts & Contact Information

At&t Inc. 401(k) Plan Facts

Plan name
AT&T RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
AT&T INC.
Participants
203,226 (102,760 active employees)
Former employees with a balance
77,681
Plan assets
$43,121,795,000 at Dec 31, 2024
Average account balance
$228,608 across 188,628 accounts
Employer contributions
$524,705,000 in plan year 2024 (31% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1969
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.68 billion went into the plan in contributions, $524.7 million of it from the employer (31%).
  • $4.96 billion was paid out to participants.
  • Investment and other income added $6.41 billion.
  • Administrative expenses were $16.9 million, about $90 per account.

How the At&t Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019259,872$49.3 billion$589.8 million$4.09 billion
2020281,286$51.4 billion$754.4 million$5.01 billion
2021271,626$53.8 billion$720.1 million$5.90 billion
2022261,384$37.6 billion$642.7 million$4.54 billion
2023218,225$40.0 billion$531.3 million$5.07 billion
2024203,226$43.1 billion$524.7 million$4.96 billion

At&t Inc. 401(k) Contact Information

Phone
210-886-5920
Mailing address
P.O. BOX 132160, DALLAS TX 753132160
Plan sponsor
AT&T INC.
Plan administrator
AT&T SERVICES, INC.
Employer identification number (EIN)
43-1301883
Plan number
009

Questions about the At&t Inc. 401(k)

Does At&t Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $524.7 million, 31% of all contributions.

Does the At&t Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the At&t Inc 401(k) plan?

203,226 participants at the start of plan year 2024, 102,760 of them active employees, and 77,681 former employees who still had money in the plan.

What is the average 401(k) balance at At&t Inc?

About $228,608 per account: $43.1 billion in plan assets across 188,628 accounts with a balance at the end of plan year 2024.

Who manages the At&t Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at At&t Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 730 2ND AVE S STE 520, MINNEAPOLIS, MN, 554022447
Headquarter: TWO TOWNE SQUARE SUITE 700, SOUTHFIELD, MI, 48076
Headquarter: 27-01 QUEENS PLAZA NORTH 3RD FLOOR, LONG ISLAND CITY, NY, 11101
Headquarter: 280 CONGRESS STREET, BOSTON, MA, 02210
Headquarter: 3540 TORINGDON WAY 8TH FLOOR- BENEFITS DEPARTMENT, CHARLOTTE, NC, 28277