Axos Financial, Inc. 401(k) Plan: Login, Facts & Contact Information

Axos Financial, Inc. 401(k) Plan Facts

Plan name
AXOS FINANCIAL, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AXOS FINANCIAL, INC.
Participants
2,407 (1,683 active employees)
Former employees with a balance
757
Plan assets
$127,336,674 at Dec 31, 2024
Average account balance
$55,340 across 2,301 accounts
Employer contributions
$4,047,576 in plan year 2024 (16% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 2000
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $26.0 million went into the plan in contributions, $4.05 million of it from the employer (16%).
  • $9.13 million was paid out to participants.
  • Investment and other income added $17.8 million.
  • Administrative expenses were $242,522, about $105 per account.

How the Axos Financial, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,092$30.9 million$1.98 million$3.17 million
20201,147$49.8 million$2.29 million$2.99 million
20211,622$69.0 million$2.51 million$6.33 million
20221,983$65.2 million$3.64 million$5.77 million
20231,995$92.9 million$3.97 million$6.98 million
20242,407$127.3 million$4.05 million$9.13 million

Axos Financial, Inc. 401(k) Contact Information

Phone
858-946-2194
Mailing address
4350 LA JOLLA VILLAGE DRIVE SUITE 140, SAN DIEGO CA 921221244
Plan sponsor
AXOS FINANCIAL, INC.
Employer identification number (EIN)
33-0867444
Plan number
001

Questions about the Axos Financial, Inc. 401(k)

Does Axos Financial, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.05 million, 16% of all contributions.

Does the Axos Financial, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Axos Financial, Inc 401(k) plan?

2,407 participants at the start of plan year 2024, 1,683 of them active employees, and 757 former employees who still had money in the plan.

What is the average 401(k) balance at Axos Financial, Inc?

About $55,340 per account: $127.3 million in plan assets across 2,301 accounts with a balance at the end of plan year 2024.

Who manages the Axos Financial, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Axos Financial, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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