Bay & Bay Transfer Co., Inc. 401(k) Plan: Login, Facts & Contact Information

Bay & Bay Transfer Co., Inc. 401(k) Plan Facts

Plan name
BAY & BAY RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
BAY & BAY TRANSFER CO., INC.
Participants
428 (448 active employees)
Former employees with a balance
52
Plan assets
$11,963,721 at Dec 31, 2024
Average account balance
$57,518 across 208 accounts
Employer contributions
$192,526 in plan year 2024 (10% of all contributions)
Recordkeeper
Benefit Plans Admin Services, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
May 5, 1988
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.86 million went into the plan in contributions, $192,526 of it from the employer (10%).
  • $1.30 million was paid out to participants.
  • Investment and other income added $1.26 million.
  • Administrative expenses were $50,264, about $242 per account.

How the Bay & Bay Transfer Co., Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019335$7.92 million$132,759$1.09 million
2020357$9.49 million$66,845$851,773
2021365$10.9 million$133,148$612,265
2022424$9.14 million$153,285$1.31 million
2023342$10.3 million$175,889$1.69 million
2024428$12.0 million$192,526$1.30 million

Bay & Bay Transfer Co., Inc. 401(k) Contact Information

Phone
612-836-4560
Mailing address
2905 WEST SERVICE ROAD, SUITE 2000, EAGAN MN 55121
Plan sponsor
BAY & BAY TRANSFER CO., INC.
Employer identification number (EIN)
41-0141842
Plan number
001

Questions about the Bay & Bay Transfer Co., Inc. 401(k)

Does Bay & Bay Transfer Co., Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $192,526, 10% of all contributions.

Does the Bay & Bay Transfer Co., Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Bay & Bay Transfer Co., Inc 401(k) plan?

428 participants at the start of plan year 2024, 448 of them active employees, and 52 former employees who still had money in the plan.

What is the average 401(k) balance at Bay & Bay Transfer Co., Inc?

About $57,518 per account: $12.0 million in plan assets across 208 accounts with a balance at the end of plan year 2024.

Who manages the Bay & Bay Transfer Co., Inc 401(k) accounts?

BENEFIT PLANS ADMIN SERVICES, INC. is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Bay & Bay Transfer Co., Inc. How do I access my 401(k)?

Your account stays with BENEFIT PLANS ADMIN SERVICES, INC. after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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