Bay 101 401(k) Plan: Login, Facts & Contact Information
Bay 101 401(k) Login
45 former Bay 101 employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Bay 101 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 23, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.86 million went into the plan in contributions.
- $1.03 million was paid out to participants.
- Investment and other income added $2.83 million.
- Administrative expenses were $84,302, about $179 per account.
How the Bay 101 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 465 | $11.0 million | — | $930,562 |
| 2020 | 469 | $12.0 million | $0 | $1.52 million |
| 2021 | 453 | $15.0 million | $0 | $373,476 |
| 2022 | 480 | $14.3 million | $20,364 | $797,623 |
| 2023 | 560 | $18.3 million | $0 | $1.49 million |
| 2024 | 504 | $22.9 million | $0 | $1.03 million |
Bay 101 401(k) Contact Information
Questions about the Bay 101 401(k)
Does Bay 101 contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement.
Does the Bay 101 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Bay 101 401(k) plan?
504 participants at the start of plan year 2024, 463 of them active employees, and 45 former employees who still had money in the plan.
What is the average 401(k) balance at Bay 101?
About $48,549 per account: $22.9 million in plan assets across 471 accounts with a balance at the end of plan year 2024.
Who manages the Bay 101 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Bay 101. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.