Bay Coast Bank 401(k) Plan: Login, Facts & Contact Information
Bay Coast Bank 401(k) Login
176 former Bay Coast Bank employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Bay Coast Bank 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 12, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $5.53 million went into the plan in contributions, $1.37 million of it from the employer (25%).
- $4.26 million was paid out to participants.
- Investment and other income added $10.0 million.
- Administrative expenses were $131,719, about $191 per account.
How the Bay Coast Bank 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 500 | $41.3 million | $884,075 | $1.41 million |
| 2020 | 536 | $51.5 million | $1.11 million | $1.47 million |
| 2021 | 594 | $61.5 million | $1.26 million | $3.09 million |
| 2022 | 654 | $55.5 million | $1.37 million | $1.30 million |
| 2023 | 702 | $67.1 million | $1.33 million | $5.77 million |
| 2024 | 699 | $78.3 million | $1.37 million | $4.26 million |
Bay Coast Bank 401(k) Contact Information
Questions about the Bay Coast Bank 401(k)
Does Bay Coast Bank contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.37 million, 25% of all contributions.
Does the Bay Coast Bank 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Bay Coast Bank 401(k) plan?
699 participants at the start of plan year 2024, 517 of them active employees, and 176 former employees who still had money in the plan.
What is the average 401(k) balance at Bay Coast Bank?
About $113,302 per account: $78.3 million in plan assets across 691 accounts with a balance at the end of plan year 2024.
Who manages the Bay Coast Bank 401(k) accounts?
EPIC Retirement Plan Services is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Bay Coast Bank. How do I access my 401(k)?
Your account stays with EPIC Retirement Plan Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.