Bay Ship And Yacht Company 401(k) Plan: Login, Facts & Contact Information

Bay Ship And Yacht Company 401(k) Plan Facts

Plan name
BAY SHIP & YACHT COMPANY 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
BAY SHIP AND YACHT COMPANY
Participants
565 (368 active employees)
Former employees with a balance
172
Plan assets
$35,438,670 at Dec 31, 2024
Average account balance
$67,760 across 523 accounts
Employer contributions
$296,762 in plan year 2024 (12% of all contributions)
Recordkeeper
Empower Annuity Insurance Co Of Ame
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1993
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.57 million went into the plan in contributions, $296,762 of it from the employer (12%).
  • $1.12 million was paid out to participants.
  • Investment and other income added $3.62 million.
  • Administrative expenses were $186,216, about $356 per account.

How the Bay Ship And Yacht Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019529$23.5 million$15,497$3.74 million
2020486$27.0 million$631,244$1.80 million
2021473$29.2 million$708,382$3.31 million
2022527$25.5 million$837,577$1.84 million
2023554$30.6 million$325,694$1.41 million
2024565$35.4 million$296,762$1.12 million

Bay Ship And Yacht Company 401(k) Contact Information

Phone
510-337-9122
Mailing address
2900 MAIN STREET SUITE 2100, ALAMEDA CA 94501
Plan sponsor
BAY SHIP AND YACHT COMPANY
Employer identification number (EIN)
94-3129531
Plan number
001

Questions about the Bay Ship And Yacht Company 401(k)

Does Bay Ship And Yacht Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $296,762, 12% of all contributions.

Does the Bay Ship And Yacht Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Bay Ship And Yacht Company 401(k) plan?

565 participants at the start of plan year 2024, 368 of them active employees, and 172 former employees who still had money in the plan.

What is the average 401(k) balance at Bay Ship And Yacht Company?

About $67,760 per account: $35.4 million in plan assets across 523 accounts with a balance at the end of plan year 2024.

Who manages the Bay Ship And Yacht Company 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE CO OF AME) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Bay Ship And Yacht Company. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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