Bay State Milling Company 401(k) Plan: Login, Facts & Contact Information

Bay State Milling Company 401(k) Plan Facts

Plan name
THE BAY STATE MILLING COMPANY RETIREMENT PLAN
Plan type
401(k)
Plan sponsor
BAY STATE MILLING COMPANY
Participants
786 (629 active employees)
Former employees with a balance
142
Plan assets
$92,010,868 at Dec 31, 2024
Average account balance
$117,062 across 786 accounts
Employer contributions
$2,428,709 in plan year 2024 (28% of all contributions)
Recordkeeper
T Rowe Price Rps Inc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1984
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.62 million went into the plan in contributions, $2.43 million of it from the employer (28%).
  • $7.44 million was paid out to participants.
  • Investment and other income added $10.7 million.
  • Administrative expenses were $68,005, about $87 per account.

How the Bay State Milling Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019627$75.5 million$2.07 million$7.33 million
2020666$85.3 million$2.15 million$8.61 million
2021701$88.5 million$2.15 million$15.2 million
2022750$68.3 million$2.31 million$12.2 million
2023777$80.2 million$2.34 million$8.75 million
2024786$92.0 million$2.43 million$7.44 million

Bay State Milling Company 401(k) Contact Information

Phone
617-328-4400
Mailing address
100 CONGRESS STREET, QUINCY MA 021690948
Plan sponsor
BAY STATE MILLING COMPANY
Employer identification number (EIN)
41-0141850
Plan number
003

Questions about the Bay State Milling Company 401(k)

Does Bay State Milling Company contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $2.43 million in employer contributions for plan year 2024.

Does the Bay State Milling Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Bay State Milling Company 401(k) plan?

786 participants at the start of plan year 2024, 629 of them active employees, and 142 former employees who still had money in the plan.

What is the average 401(k) balance at Bay State Milling Company?

About $117,062 per account: $92.0 million in plan assets across 786 accounts with a balance at the end of plan year 2024.

Who manages the Bay State Milling Company 401(k) accounts?

T. Rowe Price (listed on the filing as T ROWE PRICE RPS INC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Bay State Milling Company. How do I access my 401(k)?

Your account stays with T. Rowe Price after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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