Blue Cross Blue Shield Of Mi 401(k) Plan: Login, Facts & Contact Information

Blue Cross Blue Shield Of Mi 401(k) Plan Facts

Plan name
BLUE CROSS BLUE SHIELD OF MICHIGAN EMPLOYEES' SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
BLUE CROSS BLUE SHIELD OF MICHIGAN
Participants
7,848 (6,055 active employees)
Former employees with a balance
1,518
Plan assets
$1,521,449,120 at Dec 31, 2024
Average account balance
$202,079 across 7,529 accounts
Employer contributions
$26,532,049 in plan year 2024 (26% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1983
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Nov 6, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $101.6 million went into the plan in contributions, $26.5 million of it from the employer (26%).
  • $105.1 million was paid out to participants.
  • Investment and other income added $189.6 million.
  • Administrative expenses were $443,427, about $59 per account.

How the Blue Cross Blue Shield Of Mi 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20197,102$1.04 billion$20.6 million$77.4 million
20207,415$1.23 billion$22.0 million$71.4 million
20217,293$1.33 billion$22.2 million$166.6 million
20227,351$1.09 billion$23.0 million$89.1 million
20237,622$1.34 billion$25.6 million$73.7 million
20247,848$1.52 billion$26.5 million$105.1 million

Blue Cross Blue Shield Of Mi 401(k) Contact Information

Phone
313-225-9000
Mailing address
600 LAFAYETTE EAST MAIL CODE 1801, DETROIT MI 482262998
Plan sponsor
BLUE CROSS BLUE SHIELD OF MICHIGAN
Employer identification number (EIN)
38-2069753
Plan number
003

Questions about the Blue Cross Blue Shield Of Mi 401(k)

Does Blue Cross Blue Shield Of Mi contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $26.5 million, 26% of all contributions.

Does the Blue Cross Blue Shield Of Mi 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Blue Cross Blue Shield Of Mi 401(k) plan?

7,848 participants at the start of plan year 2024, 6,055 of them active employees, and 1,518 former employees who still had money in the plan.

What is the average 401(k) balance at Blue Cross Blue Shield Of Mi?

About $202,079 per account: $1.52 billion in plan assets across 7,529 accounts with a balance at the end of plan year 2024.

Who manages the Blue Cross Blue Shield Of Mi 401(k) accounts?

State Street Corporation is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Blue Cross Blue Shield Of Mi. How do I access my 401(k)?

Your account stays with State Street Corporation after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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