Brightkey, Inc. 401(k) Plan: Login, Facts & Contact Information

Brightkey, Inc. 401(k) Plan Facts

Plan name
BRIGHTKEY 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
BRIGHTKEY, INC.
Participants
519 (420 active employees)
Former employees with a balance
90
Plan assets
$10,675,108 at Dec 31, 2024
Average account balance
$21,830 across 489 accounts
Employer contributions
$210,602 in plan year 2024 (22% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $967,363 went into the plan in contributions, $210,602 of it from the employer (22%).
  • $1.99 million was paid out to participants.
  • Investment and other income added $1.44 million.
  • Administrative expenses were $74,475, about $152 per account.

How the Brightkey, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019540$11.5 million$301,211$340,687
2020505$12.4 million$11$1.44 million
2021512$11.5 million$341,767$3.46 million
2022484$9.73 million$312,236$842,531
2023514$10.3 million$-39$1.68 million
2024519$10.7 million$210,602$1.99 million

Brightkey, Inc. 401(k) Contact Information

Phone
301-604-3305
Mailing address
60 WEST STREET SUITE 300, ANNAPOLIS MD 21401
Plan sponsor
BRIGHTKEY, INC.
Employer identification number (EIN)
52-1574418
Plan number
001

Questions about the Brightkey, Inc. 401(k)

Does Brightkey, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $210,602, 22% of all contributions.

Does the Brightkey, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Brightkey, Inc 401(k) plan?

519 participants at the start of plan year 2024, 420 of them active employees, and 90 former employees who still had money in the plan.

What is the average 401(k) balance at Brightkey, Inc?

About $21,830 per account: $10.7 million in plan assets across 489 accounts with a balance at the end of plan year 2024.

Who manages the Brightkey, Inc 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Brightkey, Inc. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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