Bt Construction 401(k) Plan: Login, Facts & Contact Information

Bt Construction 401(k) Plan Facts

Plan name
B. T. CONSTRUCTION, INC. PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
B.T. CONSTRUCTION, INC.
Participants
170 (161 active employees)
Former employees with a balance
24
Plan assets
$14,457,936 at Dec 31, 2024
Average account balance
$82,147 across 176 accounts
Employer contributions
$579,343 in plan year 2024 (35% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
May 1, 1987
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 18, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.67 million went into the plan in contributions, $579,343 of it from the employer (35%).
  • $677,407 was paid out to participants.
  • Investment and other income added $1.72 million.
  • Administrative expenses were $63,744, about $362 per account.

How the Bt Construction 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019112$7.43 million$252,615$839,417
2020113$8.48 million$306,017$817,058
2021126$11.5 million$383,214$329,438
2022159$9.52 million$395,243$1.27 million
2023180$11.8 million$486,395$1.46 million
2024170$14.5 million$579,343$677,407

Bt Construction 401(k) Contact Information

Phone
303-469-0199
Mailing address
9885 EMPORIA ST, HENDERSON CO 806408459
Plan sponsor
B.T. CONSTRUCTION, INC.
Employer identification number (EIN)
84-0828528
Plan number
001

Questions about the Bt Construction 401(k)

Does Bt Construction contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $579,343, 35% of all contributions.

Does the Bt Construction 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Bt Construction 401(k) plan?

170 participants at the start of plan year 2024, 161 of them active employees, and 24 former employees who still had money in the plan.

What is the average 401(k) balance at Bt Construction?

About $82,147 per account: $14.5 million in plan assets across 176 accounts with a balance at the end of plan year 2024.

Who manages the Bt Construction 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Bt Construction. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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