Builders Exchange Of The Southern Tier, Inc. 401(k) Plan: Login, Facts & Contact Information

Builders Exchange Of The Southern Tier, Inc. 401(k) Plan Facts

Plan name
CONSTRUCTION INDUSTRY 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
BUILDERS EXCHANGE OF THE SOUTHERN TIER, INC.
Participants
231 (136 active employees)
Former employees with a balance
73
Plan assets
$12,449,085 at Dec 31, 2024
Average account balance
$64,839 across 192 accounts
Employer contributions
$255,754 in plan year 2024 (39% of all contributions)
Recordkeeper
Transamerica Financial Life Insuran
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $664,695 went into the plan in contributions, $255,754 of it from the employer (39%).
  • $1.38 million was paid out to participants.
  • Investment and other income added $1.67 million.
  • Administrative expenses were $146,652, about $764 per account.

How the Builders Exchange Of The Southern Tier, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019165$9.77 million$244,702$431,309
2020179$11.2 million$236,223$647,139
2021196$12.5 million$237,979$555,496
2022189$10.3 million$225,725$408,332
2023197$11.7 million$240,060$1.05 million
2024231$12.4 million$255,754$1.38 million

Builders Exchange Of The Southern Tier, Inc. 401(k) Contact Information

Phone
716-665-4026
Mailing address
65 E MAIN STREET, FALCONER NY 147331336
Plan sponsor
BUILDERS EXCHANGE OF THE SOUTHERN TIER, INC.
Employer identification number (EIN)
16-0810649
Plan number
333

Questions about the Builders Exchange Of The Southern Tier, Inc. 401(k)

Does Builders Exchange Of The Southern Tier, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $255,754, 39% of all contributions.

Does the Builders Exchange Of The Southern Tier, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Builders Exchange Of The Southern Tier, Inc 401(k) plan?

231 participants at the start of plan year 2024, 136 of them active employees, and 73 former employees who still had money in the plan.

What is the average 401(k) balance at Builders Exchange Of The Southern Tier, Inc?

About $64,839 per account: $12.4 million in plan assets across 192 accounts with a balance at the end of plan year 2024.

Who manages the Builders Exchange Of The Southern Tier, Inc 401(k) accounts?

Transamerica (listed on the filing as TRANSAMERICA FINANCIAL LIFE INSURAN) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Builders Exchange Of The Southern Tier, Inc. How do I access my 401(k)?

Your account stays with Transamerica after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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