Building Materials Distributor, Inc. 401(k) Plan: Login, Facts & Contact Information

Building Materials Distributor, Inc. 401(k) Plan Facts

Plan name
BMD 401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
BUILDING MATERIALS DISTRIBUTOR, INC.
Participants
1,118 (799 active employees)
Former employees with a balance
163
Plan assets
$38,404,674 at Dec 31, 2024
Average account balance
$41,564 across 924 accounts
Employer contributions
$10,081 in plan year 2024 (0% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1991
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.91 million went into the plan in contributions, $10,081 of it from the employer (0%).
  • $8.21 million was paid out to participants.
  • Investment and other income added $4.73 million.
  • Administrative expenses were $186,819, about $202 per account.

How the Building Materials Distributor, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019537$23.5 million$0$1.35 million
2020559$27.6 million$0$2.66 million
2021719$32.7 million—$4.93 million
20221,097$28.3 million—$5.22 million
20231,230$34.2 million—$5.79 million
20241,118$38.4 million$10,081$8.21 million

Building Materials Distributor, Inc. 401(k) Contact Information

Phone
209-744-4473
Mailing address
225 ELM AVE, GALT CA 95632
Plan sponsor
BUILDING MATERIALS DISTRIBUTOR, INC.
Employer identification number (EIN)
95-3926637
Plan number
004

Questions about the Building Materials Distributor, Inc. 401(k)

Does Building Materials Distributor, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $10,081 in employer contributions for plan year 2024.

Does the Building Materials Distributor, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Building Materials Distributor, Inc 401(k) plan?

1,118 participants at the start of plan year 2024, 799 of them active employees, and 163 former employees who still had money in the plan.

What is the average 401(k) balance at Building Materials Distributor, Inc?

About $41,564 per account: $38.4 million in plan assets across 924 accounts with a balance at the end of plan year 2024.

Who manages the Building Materials Distributor, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Building Materials Distributor, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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