C&s Wholesale Grocers, Inc. 401(k) Plan: Login, Facts & Contact Information

C&s Wholesale Grocers, Inc. 401(k) Plan Facts

Plan name
C&S AND AFFILIATES 401(K) SAVINGS PLAN (A)
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
C&S WHOLESALE GROCERS, INC.
Participants
13,377 (10,534 active employees)
Former employees with a balance
2,258
Plan assets
$670,520,320 at Dec 31, 2024
Average account balance
$85,635 across 7,830 accounts
Employer contributions
$14,834,440 in plan year 2024 (18% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1962
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $81.8 million went into the plan in contributions, $14.8 million of it from the employer (18%).
  • $69.3 million was paid out to participants.
  • Investment and other income added $84.8 million.
  • Administrative expenses were $1.31 million, about $168 per account.

How the C&s Wholesale Grocers, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201914,705$478.4 million$11.7 million$46.0 million
202014,974$533.0 million$12.8 million$75.8 million
202114,481$588.9 million$12.7 million$59.5 million
202214,110$489.3 million$13.1 million$59.8 million
202314,546$574.6 million$13.8 million$53.2 million
202413,377$670.5 million$14.8 million$69.3 million

C&s Wholesale Grocers, Inc. 401(k) Contact Information

Phone
603-354-7472
Mailing address
7 CORPORATE DRIVE, KEENE NH 03431
Plan sponsor
C&S WHOLESALE GROCERS, INC.
Employer identification number (EIN)
04-1140950
Plan number
002

Questions about the C&s Wholesale Grocers, Inc. 401(k)

Does C&s Wholesale Grocers, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $14.8 million, 18% of all contributions.

Does the C&s Wholesale Grocers, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the C&s Wholesale Grocers, Inc 401(k) plan?

13,377 participants at the start of plan year 2024, 10,534 of them active employees, and 2,258 former employees who still had money in the plan.

What is the average 401(k) balance at C&s Wholesale Grocers, Inc?

About $85,635 per account: $670.5 million in plan assets across 7,830 accounts with a balance at the end of plan year 2024.

Who manages the C&s Wholesale Grocers, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at C&s Wholesale Grocers, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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