Capital District Physicians Health Plan Inc. 401(k) Plan: Login, Facts & Contact Information

Capital District Physicians Health Plan Inc. 401(k) Plan Facts

Plan name
CAPITAL DISTRICT PHYSICIANS' HEALTH PLAN, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CAPITAL DISTRICT PHYSICIANS HEALTH PLAN, INC.
Participants
1,682 (1,320 active employees)
Former employees with a balance
369
Plan assets
$267,153,789 at Dec 31, 2024
Average account balance
$157,149 across 1,700 accounts
Employer contributions
$4,200,729 in plan year 2024 (23% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $17.9 million went into the plan in contributions, $4.20 million of it from the employer (23%).
  • $20.5 million was paid out to participants.
  • Investment and other income added $30.5 million.
  • Administrative expenses were $152,928, about $90 per account.

How the Capital District Physicians Health Plan Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,663$172.7 million$9.39 million$8.66 million
20201,586$213.6 million$10.6 million$10.3 million
20211,598$251.5 million$10.9 million$18.5 million
20221,681$207.3 million$3.56 million$22.0 million
20231,686$239.4 million$3.99 million$18.5 million
20241,682$267.2 million$4.20 million$20.5 million

Capital District Physicians Health Plan Inc. 401(k) Contact Information

Phone
518-641-5623
Mailing address
6 WELLNESS WAY, LATHAM NY 12110
Plan sponsor
CAPITAL DISTRICT PHYSICIANS HEALTH PLAN, INC.
Employer identification number (EIN)
14-1641028
Plan number
001

Questions about the Capital District Physicians Health Plan Inc. 401(k)

Does Capital District Physicians Health Plan Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.20 million, 23% of all contributions.

Does the Capital District Physicians Health Plan Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Capital District Physicians Health Plan Inc 401(k) plan?

1,682 participants at the start of plan year 2024, 1,320 of them active employees, and 369 former employees who still had money in the plan.

What is the average 401(k) balance at Capital District Physicians Health Plan Inc?

About $157,149 per account: $267.2 million in plan assets across 1,700 accounts with a balance at the end of plan year 2024.

Who manages the Capital District Physicians Health Plan Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Capital District Physicians Health Plan Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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