Capital One Financial Corporation 401(k) Plan: Login, Facts & Contact Information
Capital One Financial Corporation 401(k) Login
23,354 former Capital One Financial Corporation employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Capital One Financial Corporation 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $1.12 billion went into the plan in contributions, $466.1 million of it from the employer (42%).
- $928.3 million was paid out to participants.
- Investment and other income added $1.62 billion.
- Administrative expenses were $14.3 million, about $207 per account.
How the Capital One Financial Corporation 401(k) changed, 2017–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2017 | 53,089 | $5.43 billion | $268.9 million | $319.5 million |
| 2018 | 55,935 | $5.22 billion | $278.4 million | $467.0 million |
| 2019 | 56,740 | $6.70 billion | $298.9 million | $475.4 million |
| 2020 | 60,765 | $7.87 billion | $330.2 million | $537.8 million |
| 2021 | 61,005 | $9.48 billion | $355.3 million | $591.9 million |
| 2024 | 66,717 | $12.0 billion | $466.1 million | $928.3 million |
Capital One Financial Corporation 401(k) Contact Information
Questions about the Capital One Financial Corporation 401(k)
Does Capital One Financial Corporation contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $466.1 million, 42% of all contributions.
Does the Capital One Financial Corporation 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Capital One Financial Corporation 401(k) plan?
66,717 participants at the start of plan year 2024, 45,199 of them active employees, and 23,354 former employees who still had money in the plan.
What is the average 401(k) balance at Capital One Financial Corporation?
About $174,927 per account: $12.0 billion in plan assets across 68,883 accounts with a balance at the end of plan year 2024.
Who manages the Capital One Financial Corporation 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Capital One Financial Corporation. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.