Cardi's Department Store, Inc. D/b/a Cardi's Furniture 401(k) Plan: Login, Facts & Contact Information

Cardi's Department Store, Inc. D/b/a Cardi's Furniture 401(k) Plan Facts

Plan name
CARDI'S DEPARTMENT STORE, INC. 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CARDI'S DEPARTMENT STORE, INC. D/B/A CARDI'S FURNITURE
Participants
435 (231 active employees)
Former employees with a balance
210
Plan assets
$20,971,306 at Jun 30, 2025
Average account balance
$49,228 across 426 accounts
Employer contributions
$176,106 in plan year 2024 (9% of all contributions)
Recordkeeper
Edelman Financial Engines, Llc
Plan year
Jul 1, 2024 – Jun 30, 2025
Plan established
Jul 1, 1993
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jul 1, 2024 – Jun 30, 2025), filed Apr 14, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.04 million went into the plan in contributions, $176,106 of it from the employer (9%).
  • $1.50 million was paid out to participants.
  • Investment and other income added $2.23 million.
  • Administrative expenses were $131,352, about $308 per account.

How the Cardi's Department Store, Inc. D/b/a Cardi's Furniture 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019445$13.3 million$177,769$601,143
2020481$16.4 million$209,003$1.29 million
2021407$14.5 million$212,389$1.29 million
2022552$16.3 million$215,324$872,169
2023452$18.4 million$196,663$970,293
2024435$21.0 million$176,106$1.50 million

Cardi's Department Store, Inc. D/b/a Cardi's Furniture 401(k) Contact Information

Phone
508-379-7510
Mailing address
1 FURNITURE WAY, SWANSEA MA 02777
Plan sponsor
CARDI'S DEPARTMENT STORE, INC. D/B/A CARDI'S FURNITURE
Employer identification number (EIN)
05-0250316
Plan number
001

Questions about the Cardi's Department Store, Inc. D/b/a Cardi's Furniture 401(k)

Does Cardi's Department Store, Inc. D/b/a Cardi's Furniture contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $176,106, 9% of all contributions.

Does the Cardi's Department Store, Inc. D/b/a Cardi's Furniture 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cardi's Department Store, Inc. D/b/a Cardi's Furniture 401(k) plan?

435 participants at the start of plan year 2024, 231 of them active employees, and 210 former employees who still had money in the plan.

What is the average 401(k) balance at Cardi's Department Store, Inc. D/b/a Cardi's Furniture?

About $49,228 per account: $21.0 million in plan assets across 426 accounts with a balance at the end of plan year 2024.

Who manages the Cardi's Department Store, Inc. D/b/a Cardi's Furniture 401(k) accounts?

EDELMAN FINANCIAL ENGINES, LLC is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cardi's Department Store, Inc. D/b/a Cardi's Furniture. How do I access my 401(k)?

Your account stays with EDELMAN FINANCIAL ENGINES, LLC after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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