Cardlytics, Inc. 401(k) Plan: Login, Facts & Contact Information

Cardlytics, Inc. 401(k) Plan Facts

Plan name
CARDLYTICS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CARDLYTICS, INC.
Participants
669 (423 active employees)
Former employees with a balance
257
Plan assets
$48,168,783 at Dec 31, 2024
Average account balance
$74,335 across 648 accounts
Employer contributions
$975,292 in plan year 2024 (10% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 18, 2016
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $9.60 million went into the plan in contributions, $975,292 of it from the employer (10%).
  • $5.88 million was paid out to participants.
  • Investment and other income added $5.86 million.
  • Administrative expenses were $95,808, about $148 per account.

How the Cardlytics, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019409$15.3 million$868,644$1.90 million
2020409$20.4 million$959,731$2.47 million
2021410$27.6 million$1.20 million$6.14 million
2022490$26.8 million$1.66 million$5.86 million
2023624$38.7 million$1.33 million$5.96 million
2024669$48.2 million$975,292$5.88 million

Cardlytics, Inc. 401(k) Contact Information

Phone
678-891-5376
Mailing address
675 PONCE DE LEON AVE SUITE 4100, ATLANTA GA 30308
Plan sponsor
CARDLYTICS, INC.
Employer identification number (EIN)
26-3039436
Plan number
001

Questions about the Cardlytics, Inc. 401(k)

Does Cardlytics, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $975,292, 10% of all contributions.

Does the Cardlytics, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cardlytics, Inc 401(k) plan?

669 participants at the start of plan year 2024, 423 of them active employees, and 257 former employees who still had money in the plan.

What is the average 401(k) balance at Cardlytics, Inc?

About $74,335 per account: $48.2 million in plan assets across 648 accounts with a balance at the end of plan year 2024.

Who manages the Cardlytics, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cardlytics, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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