Cardworks, Inc 401(k) Plan: Login, Facts & Contact Information

Cardworks, Inc 401(k) Plan Facts

Plan name
CARDWORKS, INC. 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CARDWORKS, INC.
Participants
2,536 (2,536 active employees)
Former employees with a balance
283
Plan assets
$123,745,739 at Dec 31, 2024
Average account balance
$49,360 across 2,507 accounts
Employer contributions
$5,369,201 in plan year 2024 (29% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1996
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $18.2 million went into the plan in contributions, $5.37 million of it from the employer (29%).
  • $11.5 million was paid out to participants.
  • Investment and other income added $15.4 million.
  • Administrative expenses were $573,620, about $229 per account.

How the Cardworks, Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,228$54.9 million$1.31 million$1.88 million
20201,703$69.3 million$1.68 million$3.87 million
20211,856$81.7 million$1.89 million$5.65 million
20222,093$76.2 million$3.07 million$3.95 million
20232,284$102.2 million$5.17 million$4.65 million
20242,536$123.7 million$5.37 million$11.5 million

Cardworks, Inc 401(k) Contact Information

Phone
516-576-0404
Mailing address
101 CROSSWAYS PARK DRIVE WEST, WOODBURY NY 11797
Plan sponsor
CARDWORKS, INC.
Employer identification number (EIN)
11-3604755
Plan number
001

Questions about the Cardworks, Inc 401(k)

Does Cardworks, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.37 million, 29% of all contributions.

Does the Cardworks, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cardworks, Inc 401(k) plan?

2,536 participants at the start of plan year 2024, 2,536 of them active employees, and 283 former employees who still had money in the plan.

What is the average 401(k) balance at Cardworks, Inc?

About $49,360 per account: $123.7 million in plan assets across 2,507 accounts with a balance at the end of plan year 2024.

Who manages the Cardworks, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cardworks, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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