Cargill, Incorporated 401(k) Plan: Login, Facts & Contact Information
Cargill, Incorporated 401(k) Login
14,490 former Cargill, Incorporated employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Cargill, Incorporated 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $313.2 million went into the plan in contributions, $90.0 million of it from the employer (29%).
- $791.7 million was paid out to participants.
- Investment and other income added $953.3 million.
- Administrative expenses were $3.49 million, about $82 per account.
How the Cargill, Incorporated 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 36,978 | $7.09 billion | — | $448.4 million |
| 2020 | 36,193 | $7.55 billion | $16.4 million | $490.9 million |
| 2021 | 37,310 | $8.71 billion | $84.2 million | $570.0 million |
| 2022 | 42,621 | $7.74 billion | $90.8 million | $485.5 million |
| 2023 | 45,394 | $8.45 billion | $87.4 million | $587.8 million |
| 2024 | 46,150 | $8.92 billion | $90.0 million | $791.7 million |
Cargill, Incorporated 401(k) Contact Information
Questions about the Cargill, Incorporated 401(k)
Does Cargill, Incorporated contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $90.0 million, 29% of all contributions.
Does the Cargill, Incorporated 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Cargill, Incorporated 401(k) plan?
46,150 participants at the start of plan year 2024, 26,979 of them active employees, and 14,490 former employees who still had money in the plan.
What is the average 401(k) balance at Cargill, Incorporated?
About $209,695 per account: $8.92 billion in plan assets across 42,541 accounts with a balance at the end of plan year 2024.
Who manages the Cargill, Incorporated 401(k) accounts?
Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Cargill, Incorporated. How do I access my 401(k)?
Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.