Cass Information Systems, Inc. 401(k) Plan: Login, Facts & Contact Information

Cass Information Systems, Inc. 401(k) Plan Facts

Plan name
CASS INFORMATION SYSTEMS, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CASS INFORMATION SYSTEMS, INC.
Participants
1,318 (1,038 active employees)
Former employees with a balance
194
Plan assets
$123,531,826 at Dec 31, 2024
Average account balance
$102,092 across 1,210 accounts
Employer contributions
$3,972,358 in plan year 2024 (22% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1986
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 28, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $17.9 million went into the plan in contributions, $3.97 million of it from the employer (22%).
  • $15.3 million was paid out to participants.
  • Investment and other income added $14.5 million.
  • Administrative expenses were $99,911, about $83 per account.

How the Cass Information Systems, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,095$74.4 million$1.37 million$5.19 million
20201,118$84.1 million$1.56 million$7.63 million
20211,089$100.6 million$3.45 million$5.19 million
20221,159$87.6 million$4.98 million$6.61 million
20231,296$106.6 million$5.24 million$7.97 million
20241,318$123.5 million$3.97 million$15.3 million

Cass Information Systems, Inc. 401(k) Contact Information

Phone
314-506-5500
Mailing address
12444 POWERSCOURT DR SUITE 550, ST. LOUIS MO 63131
Plan sponsor
CASS INFORMATION SYSTEMS, INC.
Employer identification number (EIN)
43-1265338
Plan number
002

Questions about the Cass Information Systems, Inc. 401(k)

Does Cass Information Systems, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.97 million, 22% of all contributions.

Does the Cass Information Systems, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cass Information Systems, Inc 401(k) plan?

1,318 participants at the start of plan year 2024, 1,038 of them active employees, and 194 former employees who still had money in the plan.

What is the average 401(k) balance at Cass Information Systems, Inc?

About $102,092 per account: $123.5 million in plan assets across 1,210 accounts with a balance at the end of plan year 2024.

Who manages the Cass Information Systems, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cass Information Systems, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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