Caterpillar Inc. 401(k) Plan: Login, Facts & Contact Information
Caterpillar Inc. 401(k) Login
14,936 former Caterpillar Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Caterpillar Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 29, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $979.8 million went into the plan in contributions, $487.0 million of it from the employer (50%).
- $1.11 billion was paid out to participants.
- Investment and other income added $2.46 billion.
- Administrative expenses were $8.21 million, about $139 per account.
How the Caterpillar Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 38,038 | $12.0 billion | $240.4 million | $454.1 million |
| 2020 | 50,949 | $13.7 billion | $326.8 million | $899.6 million |
| 2021 | 49,413 | $15.3 billion | $310.9 million | $855.3 million |
| 2022 | 54,148 | $13.8 billion | $405.1 million | $708.5 million |
| 2023 | 57,635 | $16.5 billion | $442.9 million | $786.8 million |
| 2024 | 60,290 | $18.8 billion | $487.0 million | $1.11 billion |
Caterpillar Inc. 401(k) Contact Information
Questions about the Caterpillar Inc. 401(k)
Does Caterpillar Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $487.0 million, 50% of all contributions.
Does the Caterpillar Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Caterpillar Inc 401(k) plan?
60,290 participants at the start of plan year 2024, 44,489 of them active employees, and 14,936 former employees who still had money in the plan.
What is the average 401(k) balance at Caterpillar Inc?
About $318,082 per account: $18.8 billion in plan assets across 59,142 accounts with a balance at the end of plan year 2024.
Who manages the Caterpillar Inc 401(k) accounts?
Alight (listed on the filing as ALIGHT SOLUTIONS LLC) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Caterpillar Inc. How do I access my 401(k)?
Your account stays with Alight after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.