Cdm Smith Inc. 401(k) Plan: Login, Facts & Contact Information

Cdm Smith Inc. 401(k) Plan Facts

Plan name
CDM SMITH INC. CAPITAL ACCUMULATION PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CDM SMITH INC.
Participants
6,266 (4,119 active employees)
Former employees with a balance
2,285
Plan assets
$1,511,242,540 at Dec 31, 2024
Average account balance
$232,750 across 6,493 accounts
Employer contributions
$10,910,612 in plan year 2024 (17% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1971
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 17, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $64.4 million went into the plan in contributions, $10.9 million of it from the employer (17%).
  • $112.4 million was paid out to participants.
  • Investment and other income added $201.4 million.
  • Administrative expenses were $861,298, about $133 per account.

How the Cdm Smith Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20195,528$1.09 billion$9.04 million$56.1 million
20205,751$1.22 billion$9.34 million$66.0 million
20216,054$1.37 billion$9.14 million$84.4 million
20225,754$1.18 billion$9.72 million$69.6 million
20236,016$1.36 billion$79,130$82.4 million
20246,266$1.51 billion$10.9 million$112.4 million

Cdm Smith Inc. 401(k) Contact Information

Phone
617-452-6000
Mailing address
75 STATE STREET SUITE 701, BOSTON MA 02109
Plan sponsor
CDM SMITH INC.
Employer identification number (EIN)
04-2473650
Plan number
002

Questions about the Cdm Smith Inc. 401(k)

Does Cdm Smith Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $10.9 million, 17% of all contributions.

Does the Cdm Smith Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cdm Smith Inc 401(k) plan?

6,266 participants at the start of plan year 2024, 4,119 of them active employees, and 2,285 former employees who still had money in the plan.

What is the average 401(k) balance at Cdm Smith Inc?

About $232,750 per account: $1.51 billion in plan assets across 6,493 accounts with a balance at the end of plan year 2024.

Who manages the Cdm Smith Inc 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cdm Smith Inc. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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