Cedar Valley Medical Specialists, P.c. 401(k) Plan: Login, Facts & Contact Information

Cedar Valley Medical Specialists, P.c. 401(k) Plan Facts

Plan name
CEDAR VALLEY MEDICAL SPECIALISTS, P.C. PROFIT SHARING & EMPLOYEE SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CEDAR VALLEY MEDICAL SPECIALISTS, P.C.
Participants
612 (499 active employees)
Former employees with a balance
162
Plan assets
$112,728,889 at Dec 31, 2024
Average account balance
$180,366 across 625 accounts
Employer contributions
$3,305,195 in plan year 2024 (49% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.69 million went into the plan in contributions, $3.31 million of it from the employer (49%).
  • $7.75 million was paid out to participants.
  • Investment and other income added $14.8 million.
  • Administrative expenses were $44,690, about $72 per account.

How the Cedar Valley Medical Specialists, P.c. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019505$90.8 million$2.72 million$9.91 million
2020516$105.2 million$2.73 million$2.84 million
2021549$116.2 million$2.87 million$9.15 million
2022562$93.0 million$2.87 million$8.47 million
2023567$99.0 million$3.04 million$15.7 million
2024612$112.7 million$3.31 million$7.75 million

Cedar Valley Medical Specialists, P.c. 401(k) Contact Information

Phone
319-235-5390
Mailing address
4150 KIMBALL AVENUE, WATERLOO IA 50701
Plan sponsor
CEDAR VALLEY MEDICAL SPECIALISTS, P.C.
Employer identification number (EIN)
42-1417307
Plan number
001

Questions about the Cedar Valley Medical Specialists, P.c. 401(k)

Does Cedar Valley Medical Specialists, P.c contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.31 million, 49% of all contributions.

Does the Cedar Valley Medical Specialists, P.c 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cedar Valley Medical Specialists, P.c 401(k) plan?

612 participants at the start of plan year 2024, 499 of them active employees, and 162 former employees who still had money in the plan.

What is the average 401(k) balance at Cedar Valley Medical Specialists, P.c?

About $180,366 per account: $112.7 million in plan assets across 625 accounts with a balance at the end of plan year 2024.

Who manages the Cedar Valley Medical Specialists, P.c 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cedar Valley Medical Specialists, P.c. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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