Centerpoint Energy, Inc. 401(k) Plan: Login, Facts & Contact Information

Centerpoint Energy, Inc. 401(k) Plan Facts

Plan name
CENTERPOINT ENERGY SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
CENTERPOINT ENERGY, INC.
Participants
11,990 (8,947 active employees)
Former employees with a balance
2,849
Plan assets
$2,883,094,742 at Dec 31, 2024
Average account balance
$243,752 across 11,828 accounts
Employer contributions
$72,167,928 in plan year 2024 (41% of all contributions)
Recordkeeper
Voya Institutional Plan Services
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1973
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $175.7 million went into the plan in contributions, $72.2 million of it from the employer (41%).
  • $286.1 million was paid out to participants.
  • Investment and other income added $394.3 million.
  • Administrative expenses were $4.04 million, about $341 per account.

How the Centerpoint Energy, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20199,802$2.64 billion$43.7 million$239.6 million
202011,587$2.75 billion$55.5 million$303.4 million
202111,569$3.08 billion$57.6 million$351.6 million
202211,996$2.38 billion$67.1 million$456.1 million
202313,013$2.60 billion$67.1 million$321.5 million
202411,990$2.88 billion$72.2 million$286.1 million

Centerpoint Energy, Inc. 401(k) Contact Information

Phone
713-207-1111
Mailing address
1111 LOUISIANA ST, HOUSTON TX 770025230
Plan sponsor
CENTERPOINT ENERGY, INC.
Plan administrator
THE BENEFITS COMMITTEE OF CENTERPOINT ENERGY, INC.
Employer identification number (EIN)
74-0694415
Plan number
015

Questions about the Centerpoint Energy, Inc. 401(k)

Does Centerpoint Energy, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $72.2 million, 41% of all contributions.

Does the Centerpoint Energy, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Centerpoint Energy, Inc 401(k) plan?

11,990 participants at the start of plan year 2024, 8,947 of them active employees, and 2,849 former employees who still had money in the plan.

What is the average 401(k) balance at Centerpoint Energy, Inc?

About $243,752 per account: $2.88 billion in plan assets across 11,828 accounts with a balance at the end of plan year 2024.

Who manages the Centerpoint Energy, Inc 401(k) accounts?

Voya Financial (listed on the filing as VOYA INSTITUTIONAL PLAN SERVICES) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Centerpoint Energy, Inc. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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