Centier Bank 401(k) Plan: Login, Facts & Contact Information

Centier Bank 401(k) Plan Facts

Plan name
CENTIER BANK ASSOCIATES' STOCK OWNERSHIP AND 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
CENTIER BANK
Participants
1,158 (1,069 active employees)
Former employees with a balance
82
Plan assets
$264,398,042 at Dec 31, 2024
Average account balance
$226,951 across 1,165 accounts
Employer contributions
$9,991,921 in plan year 2024 (56% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1987
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 24, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $18.0 million went into the plan in contributions, $9.99 million of it from the employer (56%).
  • $17.2 million was paid out to participants.
  • Investment and other income added $28.1 million.
  • Administrative expenses were $38,405, about $33 per account.

How the Centier Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,087$137.3 million$4.48 million$9.09 million
20201,125$157.1 million$5.25 million$9.55 million
20211,229$183.3 million$5.86 million$14.2 million
20221,078$197.3 million$7.50 million$16.0 million
20231,268$235.3 million$8.74 million$20.3 million
20241,158$264.4 million$9.99 million$17.2 million

Centier Bank 401(k) Contact Information

Phone
219-755-6160
Mailing address
600 E. 84TH AVENUE, MERRILLVILLE IN 46410
Plan sponsor
CENTIER BANK
Employer identification number (EIN)
35-0161790
Plan number
002

Questions about the Centier Bank 401(k)

Does Centier Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $9.99 million, 56% of all contributions.

Does the Centier Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Centier Bank 401(k) plan?

1,158 participants at the start of plan year 2024, 1,069 of them active employees, and 82 former employees who still had money in the plan.

What is the average 401(k) balance at Centier Bank?

About $226,951 per account: $264.4 million in plan assets across 1,165 accounts with a balance at the end of plan year 2024.

Who manages the Centier Bank 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Centier Bank. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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