Centra Credit Union 401(k) Plan: Login, Facts & Contact Information

Centra Credit Union 401(k) Plan Facts

Plan name
CENTRA CREDIT UNION 401(K) PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CENTRA CREDIT UNION
Participants
598 (417 active employees)
Former employees with a balance
64
Plan assets
$24,899,268 at Dec 31, 2024
Average account balance
$70,938 across 351 accounts
Employer contributions
$628,412 in plan year 2024 (23% of all contributions)
Recordkeeper
Cmfg Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.78 million went into the plan in contributions, $628,412 of it from the employer (23%).
  • $2.34 million was paid out to participants.
  • Investment and other income added $3.03 million.
  • Administrative expenses were $122,774, about $350 per account.

How the Centra Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019451$13.1 million$594,277$843,893
2020473$16.8 million$759,000$426,990
2021501$19.9 million$767,146$1.25 million
2022545$17.7 million$724,382$1.32 million
2023589$20.8 million$710,165$2.38 million
2024598$24.9 million$628,412$2.34 million

Centra Credit Union 401(k) Contact Information

Phone
812-376-9771
Mailing address
PO BOX 789, COLUMBUS IN 472020789
Plan sponsor
CENTRA CREDIT UNION
Employer identification number (EIN)
35-0885381
Plan number
003

Questions about the Centra Credit Union 401(k)

Does Centra Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $628,412, 23% of all contributions.

Does the Centra Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Centra Credit Union 401(k) plan?

598 participants at the start of plan year 2024, 417 of them active employees, and 64 former employees who still had money in the plan.

What is the average 401(k) balance at Centra Credit Union?

About $70,938 per account: $24.9 million in plan assets across 351 accounts with a balance at the end of plan year 2024.

Who manages the Centra Credit Union 401(k) accounts?

CMFG LIFE INSURANCE COMPANY is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Centra Credit Union. How do I access my 401(k)?

Your account stays with CMFG LIFE INSURANCE COMPANY after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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