Central Garden & Pet Company 401(k) Plan: Login, Facts & Contact Information

Central Garden & Pet Company 401(k) Plan Facts

Plan name
CENTRAL GARDEN & PET COMPANY INVESTMENT GROWTH
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CENTRAL GARDEN & PET COMPANY
Participants
6,217 (4,060 active employees)
Former employees with a balance
1,876
Plan assets
$434,625,414 at Dec 31, 2024
Average account balance
$72,716 across 5,977 accounts
Employer contributions
$8,213,791 in plan year 2024 (30% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1985
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $27.5 million went into the plan in contributions, $8.21 million of it from the employer (30%).
  • $45.5 million was paid out to participants.
  • Investment and other income added $41.0 million.
  • Administrative expenses were $274,325, about $46 per account.

How the Central Garden & Pet Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20195,585$306.3 million$6.12 million$22.1 million
20206,284$351.5 million$7.58 million$21.0 million
20216,202$413.4 million$7.76 million$25.9 million
20226,262$367.7 million$9.23 million$25.6 million
20236,203$408.0 million$9.12 million$46.3 million
20246,217$434.6 million$8.21 million$45.5 million

Central Garden & Pet Company 401(k) Contact Information

Phone
925-948-3676
Mailing address
1340 TREAT BLVD., WALNUT CREEK CA 94597
Plan sponsor
CENTRAL GARDEN & PET COMPANY
Employer identification number (EIN)
68-0275553
Plan number
001

Questions about the Central Garden & Pet Company 401(k)

Does Central Garden & Pet Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $8.21 million, 30% of all contributions.

Does the Central Garden & Pet Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Central Garden & Pet Company 401(k) plan?

6,217 participants at the start of plan year 2024, 4,060 of them active employees, and 1,876 former employees who still had money in the plan.

What is the average 401(k) balance at Central Garden & Pet Company?

About $72,716 per account: $434.6 million in plan assets across 5,977 accounts with a balance at the end of plan year 2024.

Who manages the Central Garden & Pet Company 401(k) accounts?

J.P. Morgan Retirement Link is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Central Garden & Pet Company. How do I access my 401(k)?

Your account stays with J.P. Morgan Retirement Link after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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