Central Mutual Insurance Company 401(k) Plan: Login, Facts & Contact Information

Central Mutual Insurance Company 401(k) Plan Facts

Plan name
CENTRAL EMPLOYEES' SAVINGS AND PROFIT PARTICIPATION PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CENTRAL MUTUAL INSURANCE COMPANY
Participants
982 (750 active employees)
Former employees with a balance
248
Plan assets
$196,477,828 at Dec 31, 2024
Average account balance
$195,695 across 1,004 accounts
Employer contributions
$1,189,445 in plan year 2024 (10% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1970
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $12.2 million went into the plan in contributions, $1.19 million of it from the employer (10%).
  • $16.5 million was paid out to participants.
  • Investment and other income added $22.8 million.
  • Administrative expenses were $96,105, about $96 per account.

How the Central Mutual Insurance Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019709$169.7 million$2.27 million$14.8 million
2020730$172.3 million$4.80 million$27.4 million
2021722$185.7 million$3.93 million$18.6 million
2022760$149.1 million$5.31 million$19.0 million
2023907$178.1 million$1.64 million$7.98 million
2024982$196.5 million$1.19 million$16.5 million

Central Mutual Insurance Company 401(k) Contact Information

Phone
419-238-1010
Mailing address
800 SOUTH WASHINGTON ST., VAN WERT OH 45891
Plan sponsor
CENTRAL MUTUAL INSURANCE COMPANY
Plan administrator
CENTRAL EMPLOYEES' SVGS AND PROFIT PARTICIPATION PLAN ADMIN. COMMITTEE
Employer identification number (EIN)
34-4202560
Plan number
004

Questions about the Central Mutual Insurance Company 401(k)

Does Central Mutual Insurance Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.19 million, 10% of all contributions.

Does the Central Mutual Insurance Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Central Mutual Insurance Company 401(k) plan?

982 participants at the start of plan year 2024, 750 of them active employees, and 248 former employees who still had money in the plan.

What is the average 401(k) balance at Central Mutual Insurance Company?

About $195,695 per account: $196.5 million in plan assets across 1,004 accounts with a balance at the end of plan year 2024.

Who manages the Central Mutual Insurance Company 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Central Mutual Insurance Company. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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