Central Pacific Financial Corp. 401(k) Plan: Login, Facts & Contact Information

Central Pacific Financial Corp. 401(k) Plan Facts

Plan name
CENTRAL PACIFIC BANK 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
CENTRAL PACIFIC FINANCIAL CORP.
Participants
1,329 (670 active employees)
Former employees with a balance
595
Plan assets
$188,279,364 at Dec 31, 2024
Average account balance
$144,497 across 1,303 accounts
Employer contributions
$2,323,896 in plan year 2024 (29% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1985
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.96 million went into the plan in contributions, $2.32 million of it from the employer (29%).
  • $13.0 million was paid out to participants.
  • Investment and other income added $21.9 million.
  • Administrative expenses were $84,150, about $65 per account.

How the Central Pacific Financial Corp. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,316$149.4 million$2.32 million$9.95 million
20201,300$165.2 million$2.14 million$11.1 million
20211,347$177.9 million$548,388$17.2 million
20221,330$148.8 million$2.40 million$11.8 million
20231,331$171.5 million$2.41 million$11.1 million
20241,329$188.3 million$2.32 million$13.0 million

Central Pacific Financial Corp. 401(k) Contact Information

Phone
808-544-0500
Mailing address
P.O. BOX 3590, HONOLULU HI 968113590
Plan sponsor
CENTRAL PACIFIC FINANCIAL CORP.
Plan administrator
CENTRAL PACIFIC BANK
Employer identification number (EIN)
99-0212597
Plan number
003

Questions about the Central Pacific Financial Corp. 401(k)

Does Central Pacific Financial Corp contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.32 million, 29% of all contributions.

Does the Central Pacific Financial Corp 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Central Pacific Financial Corp 401(k) plan?

1,329 participants at the start of plan year 2024, 670 of them active employees, and 595 former employees who still had money in the plan.

What is the average 401(k) balance at Central Pacific Financial Corp?

About $144,497 per account: $188.3 million in plan assets across 1,303 accounts with a balance at the end of plan year 2024.

Who manages the Central Pacific Financial Corp 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Central Pacific Financial Corp. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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