Central Research, Inc. 401(k) Plan: Login, Facts & Contact Information

Central Research, Inc. 401(k) Plan Facts

Plan name
CENTRAL RESEARCH 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CENTRAL RESEARCH, INC.
Participants
398 (276 active employees)
Former employees with a balance
168
Plan assets
$6,442,689 at Dec 31, 2024
Average account balance
$26,733 across 241 accounts
Employer contributions
$227,349 in plan year 2024 (34% of all contributions)
Recordkeeper
Empower Annuity Ins Co Of America
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2012
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $661,080 went into the plan in contributions, $227,349 of it from the employer (34%).
  • $1.17 million was paid out to participants.
  • Investment and other income added $626,026.
  • Administrative expenses were $52,731, about $219 per account.

How the Central Research, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019716$8.04 million$1.64 million$2.21 million
2020752$6.34 million$178,632$2.85 million
2021488$6.87 million$174,719$876,220
2022540$5.62 million$318,763$1.11 million
2023469$6.38 million$287,356$777,888
2024398$6.44 million$227,349$1.17 million

Central Research, Inc. 401(k) Contact Information

Phone
479-419-5456
Mailing address
122 N BLOOMINGTON, SUITE I, LOWELL AR 72745
Plan sponsor
CENTRAL RESEARCH, INC.
Employer identification number (EIN)
51-0353006
Plan number
001

Questions about the Central Research, Inc. 401(k)

Does Central Research, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $227,349, 34% of all contributions.

Does the Central Research, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Central Research, Inc 401(k) plan?

398 participants at the start of plan year 2024, 276 of them active employees, and 168 former employees who still had money in the plan.

What is the average 401(k) balance at Central Research, Inc?

About $26,733 per account: $6.44 million in plan assets across 241 accounts with a balance at the end of plan year 2024.

Who manages the Central Research, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INS CO OF AMERICA) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Central Research, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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