Centralstar Cooperative, Inc. 401(k) Plan: Login, Facts & Contact Information

Centralstar Cooperative, Inc. 401(k) Plan Facts

Plan name
CO-OP 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CENTRALSTAR COOPERATIVE INC.
Participants
557 (350 active employees)
Former employees with a balance
192
Plan assets
$46,285,798 at Dec 31, 2024
Average account balance
$83,398 across 555 accounts
Employer contributions
$919,701 in plan year 2024 (35% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.66 million went into the plan in contributions, $919,701 of it from the employer (35%).
  • $3.08 million was paid out to participants.
  • Investment and other income added $4.54 million.
  • Administrative expenses were $62,669, about $113 per account.

How the Centralstar Cooperative, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019364$25.5 million$710,444$2.18 million
2020482$42.5 million$838,797$2.91 million
2021481$45.0 million$831,439$3.98 million
2022494$38.2 million$858,837$2.76 million
2023548$42.2 million$897,644$4.34 million
2024557$46.3 million$919,701$3.08 million

Centralstar Cooperative, Inc. 401(k) Contact Information

Phone
517-908-0480
Mailing address
4200 FOREST ROAD, BLDG. A, LANSING MI 48910
Plan sponsor
CENTRALSTAR COOPERATIVE INC.
Employer identification number (EIN)
38-1310805
Plan number
002

Questions about the Centralstar Cooperative, Inc. 401(k)

Does Centralstar Cooperative, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $919,701, 35% of all contributions.

Does the Centralstar Cooperative, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Centralstar Cooperative, Inc 401(k) plan?

557 participants at the start of plan year 2024, 350 of them active employees, and 192 former employees who still had money in the plan.

What is the average 401(k) balance at Centralstar Cooperative, Inc?

About $83,398 per account: $46.3 million in plan assets across 555 accounts with a balance at the end of plan year 2024.

Who manages the Centralstar Cooperative, Inc 401(k) accounts?

Milliman is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Centralstar Cooperative, Inc. How do I access my 401(k)?

Your account stays with Milliman after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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